Does Lifelock work seems a popular question on the personal security forums nowadays and to answer it you just need to check a few official figures. For every one million of us the Government expect 30 000 of us to be a victim of identity theft. Lifelock has around one million customers and so far less than 80 of them have had to invoke their guarantee. I’d say those figures pretty much prove conclusive.

How does Lifelock work? Lifelock works by placing fraud alerts on your credit files on your behalf. This means that any company who does a credit check on you causes a red flag to be raised and you are informed. Credit checks are carried out when someone applies for credit, a loan, a credit card etc. Lifelock also ensure your name is removed from mail lists as the less your details are spread around the less chance of them falling into the wrong hands.

How well does Lifelock work compared to its competition? Other identity theft companies such as IdentityTrust are set up to monitor thousands of data entry points for any activity in your name. If they spot anything out of the ordinary you would be informed. This works quite well and minimizes the damage caused by identity theft but it doesn’t stop it. The system Lifelock uses prevents your identity being used because no one can take out a credit agreement in your name due to the fraud alerts set up at the 3 credit bureau’s.

Does Lifelock work with credit experts because i have heard I can do everything that Lifelock does for myself? Life Lock Com use experts who know exactly how the system works and make sure your fraud alerts are in place at all times. The 3 credit bureau’s don’t like you to place a fraud alert against your name and they certainly do not like your name being removed from mail lists as it is the sale of these lists that make them so much money. For this reason they don’t make it easy for you to do it yourself. Each alert only lasts a certain amount of time and for it to be effective you cannot let it lapse.

If you wanted to you could do the work yourself just the same as you could leave the car at home every morning and walk to work. Why walk though when there is a perfectly good car sat on the driveway and why carry out all the steps needed to protect your identity when there is a company like Life Lock to do the work for you for just a few cents a day? That’s not the end of it though because not only does Lifelock work and work extremely well, it also brings with it the peace of mind you can only get when you know you have had a job done by a professional and that the job is backed up by a $1 million guarantee.

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